Homeowner Policies

10 Common Fire Insurance Claim Mistakes Policyholders Make

on Jul 2, 2018 in Fire Claims, Fire Damage Claims, Homeowner Policies, Natural Disaster Claims, Repair & Restoration |

10 Common Mistakes Policyholders Make After A Fire We’ve compiled a list of 10 common mistakes policyholders make when preparing and filing a fire insurance claim.  Being the victim of a fire is a traumatic experience that often can leave someone in hysteria and feeling hopeless. It’s very common for an insured to make mistakes following a loss of their home or...

Licensed Public Adjuster – What You Need to Know

on Jul 5, 2017 in Business Policies, Homeowner Policies, Public Adjusting |

Illinois Licensed Public Adjuster – What You Need to Know Illinois, have you experienced any fire, water, storm or vandalism damage to your home or business? Are you looking for someone to help make sure that you are getting enough money from your insurance company to pay for these repairs? Not sure where to start? Hiring a licensed public adjuster may be one of the...

Public Adjuster Examination Under Oath

on Jun 29, 2017 in Business Policies, Helpful Tips, Homeowner Policies, Public Adjusting |

Public Adjuster Examination Under Oath Many, if not all, property and business insurance policies contain a provision that requires policyholders to submit to an examination under oath (EUO) in reference to any claim filed with the insurance company. Like a deposition, the insured must provide sworn testimony under penalty of perjury. A policyholder, also known as...

Homeowners Insurance Coverage Questions

on Mar 21, 2017 in Helpful Tips, Homeowner Policies |

What Losses Are Covered Under My Homeowners Insurance Policy? Ordinance And Code Coverage, Endorsements, Sump Pump Failure And More So you purchased your policy and are wondering what is covered and what is not. Will my fire claims be paid? Will my water damage be covered? Am I covered for contractors negligence? I have an HO3. Is that the best policy to have? I...