harris claims services slide gallery

You'll Breathe Easy With...

The HARRIS ADVANTAGE

Fire & Water Damage Restoration Gallery

The “Harris Advantage” not only provides expert, unsurpassed claims adjusting services but also quality craftsmanship, restoration, and repairs to your damaged property. In other words, not only is Harris Claims Service an adjusting firm but be we are also a licensed, insured and bonded repair and restoration company.

Fire & Water Damage Restoration – Before & After Photos

These photos show before, during, and after shots of a kitchen that was damaged in a fire.

Fire & Water Damage Restoration – Before & After Video

This video shows another project of ours. This entire home was damaged in a fire. See how we restored the kitchen, bathroom, and living area with better-than-before results. Our clients couldn’t be happier.

What Harris Claims Services Can Do for You

Our team of dedicated disaster specialists and public adjusters work ONLY for the policyholders and victims, NOT the insurance companies. Our team ranges from public adjusters to accountants and attorneys, with specific knowledge in fire disasters and claims.

We offer emergency assistance to our customers and their families through Chicago Board-Up Services, our sister company. There, customers are provided with a full range of emergency services to assist and protect the most important investment in a disaster victim’s life.

Our Insurance Claims Restoration Package includes the following:

  • Building & Structure Board-Up
  • Debris Removal
  • Structural Stabilizing
  • Window Replacement
  • Generator Services
  • Building Estimate
  • Negotiation & Settlement Content Estimate
  • Business Loss Estimate – Negotiation & Settlement
  • Building Estimate – Negotiation & Settlement
  • Contents Estimate – Negotiation & Settlement
  • Contents Pack Out, Cleaning, & Storage
  • Temporary Housing
  • Building Restoration & Complete Repair
  • Legal Claims Services & Litigation
  • Legal Review of All Insurance Policies
  • Legal Consultation During Loss Negotiation

The Entire Fire Claim Process

Our staff and a team of fire loss experts handle every single phase of the settlement procedure through and including the repair process.

 

PHASE 1 — Claims Adjustment: Adjust, Maximize, and Settle the Claim

During the first phase, HCS helps manage the preparation, negotiation, and settlement of all claims covered under the insurance policy. Our staff of experts reviews your policy to confirm that all claims have been maximized and accounted for before closing any settlement, including numerous clauses within a policy that can increase the recoverable amount.

Harris Claims Services will move as quickly as possible to meet policy requirements to evaluate the facts and prepare the claim. Our prompt service helps preserve evidence that may otherwise be overlooked or destroyed by an insurance company adjuster. While it is our office which will prepare, support and negotiate the claim, the ultimate decision to accept is the owner.

 

PHASE 2 — Repair & Restoration: Construction & Restoration of Damaged Property

Once there is a verbal settlement agreement between Harris Claims Services and your insurance provider, we’ll begin construction immediately. We won’t wait for the insurance company to issue the settlement checks, which can sometimes take months from the date of the fire. If our customer decides to keep Harris Claims Services to perform the fire repairs or restoration after Phase 1, then there is no building adjusting fee, and work is done based on the amount agreed upon by the insurance company.

We will guide you through every phase of the entire process to ensure that your smoke damage claim has been paid in full and your property is restored to a pre-catastrophic condition, if not better.

 

Costs & Fees

We charge between 7% and 10% of the insurance company’s claims settlement with you, so there is no out-of-pocket expense to the policyholder. Our team has helped policyholders obtain on average 35% to 200% more from their claims, so our fees are offset by the larger settlement that is obtained by using our services.

Let our public adjusters put our years of service and experience to work for you. We want you to understand how our staff of public adjusters works for you and how we can relieve your stress in this challenging situation. Schedule your FREE consultation now at 847-329-8444!

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