Plumbing Damage Claims
Plumbing damage like any other damage to a property can be disruptively stressful, damaging and overwhelming. In a perfect world, all you would have to do is contact your insurance carrier and wait for follow up from their claims department to assess your loss and how they and you will proceed next. Then like on TV the helicopters arrive with the new car and more. So what really needs to happen?
Unfortunately, you would be doing yourself a disservice by waiting for your insurance company’s claim adjuster to show up, assess, and advise you of your rights — after all, these insurance adjusters work for your insurance company, NOT YOU!
What to Do After Plumbing Damage Occurs
Logic dictates that if you sustained bodily injuries following a car accident, immediately after calling your auto insurance company, you would be contacting an attorney to review your case and assist you in collecting on your bodily injury loss. That same protection should be expected following a property loss, from fire or incurring plumbing and water damage or any other type of property damage. A public insurance adjustment company like Harris Claims Services is who you should be calling. Why? Because they work for YOU, they represent YOU, they look out for YOU, not the insurance company!
Plumbing damage is not always “just an accident.” Sometimes, a plumbing accident can create major water damage to your property, leaving additional damage, such as mold and mildew, in your walls, floors, and furniture. Water damge claims from heating and plunibing systems can reach hundreds of thousands of Dollars. Many of the damages caused by Water go unnoticed untill its to late and the claim is over.
The Experts at Harris Claims Services, the Harris Advantage Team, will work on your behalf to make sure that you receive the benefit of our years of experience, gettingyou the complete, fair and fully maximized settlement you are entiteled to. Our experienced and dedicated adjusters will not only assess the damage from the water damage but will also determine the full damage from any hidden water that your insurance company may have overlooked, such as possible mold, mildew, and fungus.
Get The Harris Advantage. Knowledge is power, Power is Leverage and Leverage settles claims.
During the claim, your insurance company will send out their company adjusters to calculate the estimate of the cost of replacing any damages from the plumbing; however, these adjusters work for the insurance company and will make decisions in the insurance company’s best interest, not yours.
Even if after hiring your independent contractor, you are unable to reach an acceptable settlement, consider hiring a public claims adjuster. Our adjusters can help get you significantly more than you would have otherwise received. We call it the “Harris Advantage.”
Our team of dedicated public adjusters works ONLY for the policyholders, NOT the insurance companies. Our team ranges from public adjusters to accountants and attorneys, with specific knowledge of plumbing and water damage and claims.
Our Water Damage Claim & Restoration Package includes the following:
- Water Extraction and Removal
- Structural Drying
- Negotiation & Settlement Content Estimate
- Business Loss Estimate – Negotiation & Settlement
- Building Estimate – Negotiation & Settlement
- Contents Estimate – Negotiation & Settlement
- Contents Pack Out, Cleaning, & Storage
- Temporary Housing
- Building Restoration & Complete Repair
- Legal Claims Services & Litigation
- Legal Review of All Insurance Policies
- Legal Consultation During Loss Negotiation
The Entire Water Claim Process
Our staff and a team of water damage loss experts handle every single phase of the settlement procedure through and including the repair process.
PHASE 1 — Claims Adjustment: Adjust, Maximize, and Settle the Claim
During the first phase, Harris Claims Services staff helps manage the preparation, negotiation, and settlement of all claims covered under the insurance policy. Our staff of experts review your policy to confirm that all claims have been maximized and accounted for before closing any settlement, including numerous clauses within a policy that can increase the recoverable amount.
Harris Claims Services will move as quickly as possible to meet policy requirements to evaluate the facts and prepare the claim. Our prompt service helps preserve evidence that may otherwise be overlooked or destroyed by an insurance company adjuster. While it is our office which will prepare, support and negotiate the claim, the ultimate decision to accept is the owner.
PHASE 2 — Repair & Restoration: Construction & Restoration of Damaged Property
Once there is a verbal settlement agreement between HCS and your insurance provider, we’ll begin any needed construction immediately. We won’t wait for the insurance company to issue the settlement checks, which can sometimes take months from the date of the plumbing damage. If our customer decides to keep Harris Claims Services to perform the plumbing repairs after Phase 1, then there is no building adjusting fee, and work is done based on the amount agreed upon by the insurance company.
We will guide you through every phase of the entire process to ensure that your water and plumbing damage claim has been paid in full and your property is restored to its original condition, if not better.
Water & Plumbing Damage Claim Costs & Fees
The fee for our public adjusting services is paid from insurance proceeds; therefore, there is no out-of-pocket expense to the policyholder. We charge between 7% and 10% of the insurance company’s claims settlement with you; however, our team has helped policyholders obtain on average 35% to 200% more from their claims, meaning our fees are offset by the larger settlement that is obtained by using our services.
We want you to understand how our staff of public adjusters works for you and how we can relieve your stress in this challenging situation. Let our public adjusters put our years of service and experience to work for you.
To MINIMIZE your stress and MAXIMIZE your claim – Call Harris Claims Services at 847-329-8444 TODAY. Your #1 pro-public adjustment expert in the Chicagoland area.
You’ll be glad you did.
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