GENERAL QUESTIONS AND ANSWERS

Harris Claims Services shares with you a sample of the most frequently asked questions following a loss. CALL US NOW — WE WILL BE HAPPY TO ANSWER YOURS 847-329-8444!

Q: Who Are The Public Insurance Adjusters At Harris Claims Services And What Do They Do?

A: We are authorities and experts on preparing, negotiating and adjusting fire insurance claims. Our Public Adjusters and team of experts maximize the amount of settlement of your claims.  We do this by thoroughly preparing, filing and negotiating your insurance claims.

Q: Can I Prepare My Own Fire Claim?

A: Yes. However, it stands to reason that the claims adjusters at Harris Claims Services who have years of experience and training as public adjusters will do so with more competence and expertise. As your pro public insurance adjuster we will prepare inventories, estimates and other factual documents and “proofs of loss” required by your insurance policy.

We will document and complete all the necessary details for compiling and filing your insurance claim. This is required by the terms of your insurance policies. As your Chicago, Illinois public insurance adjuster we will also discuss, negotiate and finalize with insurance company representatives.  We handle all matters essential to a proper and satisfactory settlement. If necessary, we will use our on staff attorneys to review and settle any legal matters that may arise during the course of the claim.

Q: What Degrees And Expertise Do The Staff Of Harris Claims Services Possess?

A: Our staff holds degrees and is experienced in insurance, finance, business, engineering, accounting, construction and law. Our firm employs an on–staff Attorney who is available to our clients for consultation and review of your insurance policies and claims. There is no extra charge for this service. The owner of Harris Claims Services is a practicing attorney. 

Q: Is Harris Claims Services Associated With Any Insurance Companies?

A: No. We at Harris Claims Services are employed exclusively by our clients, business owners and home owners.

Q: How Can A Harris Claims Services Public Insurance Adjuster Help Me?

A: You will have the advantage of our expert assistance. Such is based on a great deal of experience in handling numerous technical problems. We relieve you of the many time–consuming and difficult matters involved in preparing and filing a claim. We seek to MINIMIZE your stress and MAXIMIZE your insurance claims making sure that you receive a prompt and fair settlement.

Q: Why Do I Need Help In Filing An Insurance Claim?

A: The typical fire and flood policy contains hundreds of provisions, stipulations and riders. These are always changing. Most people do not know or understand these policy provisions. Most do not realize that the burden of proof is on them, the policy holder, to establish what is due to them from the insurance company. In fact, many representatives from the insurance companies prefer to work with our experienced staff rather than an inexperienced insured. We at Harris Claims Services not only have the confidence of our clients, but also that of the insurance company adjusters who recognize that we are professional public adjusters.

Q: Why Should I Hire Harris Claims Services To Obtain What Is Rightfully Due To Me?

A: The insurance company adjuster will offer to pay what he believes is due to you. That adjuster is employed by the insurance company. Remember, professionals can disagree on the cost and the extent of damage to property. We, as your exclusive representatives, will almost certainly view the damage as being higher than what the insurance company adjuster will. It’s simple. They are obligated to their employer, the insurance company. We are obligated to YOU, our client. With our experience and knowledge we will secure a more favorable settlement for you.

Q: What Is Harris Claims Services Responsibility In Settling The Claims On My Behalf?

As your public insurance adjuster we complete every phase of preparing, presenting and negotiating your claim.  We will not rest until we have completed and accomplished a full adjustment that is equitable and fair. It will include everything to which you are entitled under your insurance policy.