Claims Adjusting Services | Chicago flood damage, pro adjuster, insurance fire estimating, Illinois water damage, Chicagoland fire damage
 
Claims Adjusting Services Chicago | insurance claims adjuster Illinois, public adjuster, chicagoland claims adjuster
“Through Team Work” We Exceed the
ExtraOrdinary!


Every situation following a disaster is unique and Harris Claims Services operates with such in mind. To help you REBUILD and RECOVER, we instituted a Two Phase process.

Claims Adjusting Services – Step One of the HARRIS ADVANTAGE 2–Phase Process.
Phase One – preparation, negotiation and settlement of insurance claims. During this process, Phase One, Harris Claims Services oversees the management of the “Settlement Procedure” which involves the preparation, negotiation and settlement of all claims covered under the insurance policy. Before concluding any settlement, the staff at Harris Claims Services, reviews the policy to confirm that all claims have been maximized. There are numerous clauses within a policy, which can increase the recoverable amount.

Our fee is paid from Insurance proceeds and there is no out-of-pocket expense to the property owner.

Before Enlisting Our Services, You Should Know This
There are three types of Adjusters! Only One type works for the property owner, THE HARRIS ADJUSTER.

Illinois property insurance policies obligate the insured to present a claim to his or her insurance for consideration. There are three types of pro adjusters that could be involved in that process. The definitions of the types are as follows:
(A) “Company Adjusters” mean the insurance adjusters who are employees of an insurance company. They represent the interest of the insurance company and are paid by the insurance company. They will not charge you a fee.

(B) “Independent Adjuster” mean the insurance adjusters who are hired on a contract basis by an insurance company to represent the insurance company’s interest in settlement of the claim. They are paid by your insurance company. They will not charge you a fee.

(C) “Public Adjuster” (THE HARRIS ADJUSTER) means the insurance adjusters who do not work for any insurance company. They work for YOU, the Insured. Public Adjusters, such as Harris Claims Services ADJUSTERS assist in the preparation, presentation and settlement of the claim. The insured hires Harris Claims Services by signing a contract agreeing to pay us a fee or commission based on a percentage of the settlement, or other method of compensation. The Harris Claims Services ADJUSTER gives you the advantage and peace of mind you need. They are obligated to you the property owner only, NOT the insurance company.
Public Insurance Adjusters Know The Insurance Process Inside And Out
We minimize the problems and frustration that come with preparing, documenting, negotiating and finalizing insurance claims. Your experts at Harris Claims Services, will file all your pertinent paperwork with the insurance company, arrange for the inspections of your damaged property and then negotiate the maximum settlement rightfully due to you. If we feel that the insurance company has failed to respond appropriately and pay the correct value of the loss, we advise you of your rights and stay with you until the end. This normally means a demand for appraisal where we and the insurance company agree to an umpire to resolve the situation. This benefits you and keeps the matter from being tied up in court for years. If you decide to have our company assist you, we charge, on the average, a fee of ten percent. We don’t get paid until you do. Our agreement allows for the cancellation of our contract for a period of ten days from the date of signing with NO FEE to us. This allows you to see the manner in which we handle ourselves and allows you to further make decisions.

Service Area
Harris Claims Services has served the greater Chicagoland area for over forty years. We have recently expanded our service area in Lake and Porter Counties in Northwest Indiana:

Addison
Algonquin
Alsip
Antioch
Arlington Heights
Aurora
Barrington
Barrington Hills
Bartlett
Bedford Park
Bensenville
Berwyn
Bloomingdale
Blue Island
Bolingbrook
Bridgeview
Brookfield
Buffalo Grove
Burr Ridge
Calumet City
Calumet Park
Carol Stream
Carpentersville
Cary
Chain O Lake
Channel Lake
Chicago
Chicago Heights
Chicago Ridge
Cicero
Coal City
Country Club Hills
Countryside
Crestwood
Crystal Lake
Darien
Deerfield
Des Plaines
Dolton
Downers Grove
Dundee
East Dundee
East Hazel Crest
Edison Park
Elk Grove
Elk Grove Village
Elmhurst
Elmwood Park
Evanston
Evergreen Park
Forest Park
Forest View
Fox Lake
Frankfort
Franklin Park
Gilberts
Glen Ellyn
Glendale Heights
Glencoe
Glenwood
Glenview
Grayslake
Great Lakes
Gurnee
Hanover Park
Harvard
Harvey
Harwood Heights
Hawthorn Woods
Hazel Crest
Hickory Hills
Highland Park
Highwood
Hillside
Hinsdale
Hodgkins
Hoffman Estates
Homewood
Huntley
Ingleside
Inverness
Island Lake
Itasca
Joliet
LaGrange
LaGrange Park
Lake Barrington
Lake Bluff
Lake Forest
Lake in the Hills
Lake Villa
Lake Zurich
Lansing
Lemont
Libertyville
Lincolnshire
Lincolnwood
Lisle
Lockport
Lombard
Lyons
Matteson
Maywood
McHenry County
Medinah
Melrose Park
Merrionette Park
Midlothian
Mokena
Morton Grove
Mount Prospect
Mundelein
North Barrington
North Chicago
North Riverside
Naperville
New Lenox
Niles
Norridge
N Glen Ellyn
Northbrook
Norwood Park
Oak Brook
Oak Brook Terrace
Oak Forest
Oak Lawn
Oak Park
Orland Hills
Orland Park
Palatine
Palos Heights
Palos Hills
Park Ridge
Peotone
Plainfield
Prospect Heights
Ravina
Richmond
Ridgefield
River Forest
River Grove
Riverdale
Riverside
Romeoville
Rolling Meadows
Roselle
Rosemont
Round Lake
South Barrington
Sauganash
Sauk Village
Schaumburg
Schiller Park
Shorewood
Skokie
Sleepy Hollow
South Chicago Heights
South Holland
Stickney
Stone Park
Streamwood
Tinley Park
University Park
Vernon Hills
Villa Park
Volo
West Chicago
West Dundee
Wauconda
Warrenville
Waukegan
Westchester
Westmont
Wheaton
Wheeling
Willowbrook
Willow Springs
Wilmette
Winfield
Winnetka
Wonder Lake
Wood Dale
Woodridge
Woodstock
Zion

Charges For The Adjusting Services
We charge a small percentage of the insurance company's settlement with you. Our fee ranges between 7% and 10%. This fee is waived if we are allowed to repair the building which is explained in the Second Phase.

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Harris Insurance Claim Services, Inc., Fire & Water Damage Restoration, Lincolnwood, IL
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